For those extra expenses that may arise throughout the month and that require extra liquidity, many of us consider asking for fast loans, but we have never dared. Either because it was not really necessary or because we could solve our financial urgencies in another way. If January has been a turbulent month in our finances and we need extra money, but we do not want to pay for an advance of our in February, we are in luck because now the new trend among private lenders is to offer free financing to their new clients- homepage.
3 companies with which to get fast loans without interest
To distinguish between its competitors, some private equity entities have decided to offer their quick loans without any interest or commissions, at 0% APR. In this way, if we decide to request financing from any of these entities and this is the first time we do so, we will only have to reimburse the requested capital (without additional costs) within the agreed period.
It is important to keep in mind that in order to obtain fast loans without costs we must strictly comply with the specific conditions of the offer. In this way, if we decide to return the loan in a long-term or we are not new clients, we can not accept this offer. The fact that they are free does not mean that we should request them because, yes, we must bear in mind that contracting fast loans, even if they are free, means getting into debt, so it is not advisable to ask for them if we are not completely sure that we can reimburse them.
Beware of false offers of free quick credits
Although there are many entities that do promote financing at 0% APR, we must be careful with whom we are going to request money from. In recent years, due to the proliferation of fast credit institutions, entities that try to deceive people seeking financing have also increased. In order to distinguish between legitimate offers and deceptions we must take into account certain guidelines:
They will ask for money in advance for any commission that they will then “discount” from what we have to reimburse, but once we have paid, we will not hear from them again. No legitimate entity will ever ask us for money in advance.
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They promise to take us out of ASNEF without a problem in exchange for management fees or lawyers that we have to pay before they grant us the fast loans. We must bear in mind that no entity can take us out of these files, the only way to erase our data is for us to make the debt effective.
If there is any doubt about the legitimacy of the company that offers us quick loans, it is best to pause the request, seek opinions from other users , verify that they do not follow these guidelines and, if we have not yet clarified our doubts, go to other known entities in the market and in which other users have already trusted.